I always feel a sort of push and pull at Christmas time. For years, I’ve been trying to learn to live more frugally, and, in the last year, as we’ve worked to simplify and work less, sometimes, I do feel like things are a little too austere around here.

I should provide context. Austere for me is certainly not austere for most. Although we grow as much of our own food as we can, we buy organic food at the grocery store for what we can’t grow, and, as a family, we eat very well. We also have a comfortable house and a reliable vehicle.

But I’m pretty sure 90% of my socks have holes, and since we gave the family car to our oldest son, sometimes, I really miss having a car. But that’s about as austere as it gets around here, so I shouldn’t complain. I hope I’m not.

Still, since it’s Christmas time and it feels like it has been a really tough year, I’m having really strong urges toward “retail therapy,” but I’m trying to keep my head.

I have a long history of struggling with materialism, mostly in relation to my boys. I think mom guilt played a role. For example, when my youngest was a toddler, I had a particularly demanding job. I worked about 70 hours per week and had to travel quite a bit. I missed my family so much, but I think it was hardest being away from my little one. So, every time I traveled, I would shop for him way too much and shower him with gifts when I came home.

My husband expressed concern about this, but the problem with this mode of operation really hit me in the face when I arrived home after some travel for work and my husband and little one met me at the airport. The first thing my toddler said to me was, “What did you bring me?”

Yep. I knew I had been making a big mistake at that point, and, really, that was one of the moments that caused me to start rethinking things, to figure out how I could exchange money for time. To get more time would mean less money, but it felt like a necessary move.

But Christmas is still a struggle in materialism for me.

To help, my husband and I read about a plan to keep Christmas simple and still make it special. I read a blog post last year about a family who kept a plan to give each person four gifts and four gifts only—something you want, something you need, something to share, and something to read.

I loved this idea and thought that we should try it this year, especially since we would have to be more budget minded than we usually are. But I loved the way this plan kept Christmas special.

So, this year, we’re doing it! I made a little grid for each member of our family, and my husband and I have been figuring out a gift for each category. The most fun has been the “something to share” category, and I’m excited to see how this works out. We’ve been looking at games, fancy chocolates, and other fun presents for this category, and I’m excited for all of us to share a present with one another.

This seems like a good plan for our family. I do believe in keeping Christmas special, even though I totally understand that it has turned into a terribly commercial holiday. But life can be a grind. It feels good to take a break from it and celebrate. I mean, that’s what holidays are for, right? Humans have been doing this a long time. We need a holiday break from the grind, and I believe holidays are necessary to overall happiness—however we choose to celebrate.

But I don’t want to charge things on the credit cards either. I believe we have a plan for balance, and I’m excited to see how this goes this year. I’ll keep you posted.

In the meantime, what are your plans to keep the holidays special without breaking the bank?